The best gas reward credit cards are almost always tied in to one type of gasoline and gas merchant. Let's look at one of the best gas reward credit cards.

This is a Visa credit card offering gas rewards for Hess, Hess Express and Wilco Hess. You must have very good credit to quality for this gas reward card.

Through the card's rebate program you earn a rebate of one percent on all purchases but a five percent rebate on purchases - gas and others - made at the Hess stations. In the first 90 days of this best gas reward credit card offer you will earn not five, but ten percent rebate on the Hess purchases. Best of all, there is no annual limit to the gas reward you can earn on these credit cards. The rebate total is directly applied to the credit card account of the cardholder, too - another plus.

This gas reward credit card has both the best annual fee and the best introductory interest rate anywhere - zero. The introductory period is six months long. The rate of interest on the balance after the introductory period is 13.74 percent - not the best, but still a reasonable rate. The rate for cash advances, however, is quite high (though this is commonly the case). That rate is 23.74 percent, although it varies.

Another perk that makes this one of the best gas reward credit cards is its excellent reporting system for stolen or lost cards, its insurance offer for auto rentals, its travel accident insurance with a hefty ceiling of $500,000 and the fact that the card holders is not held liable for unauthorized transactions.

The one disadvantage of this card, which, depending on your spending and payment habits may or may not matter to you, is that its finance charge method is called a two-cycle average daily balance method. This is more costly than that used by most issuers of credit cards - the method of determining finance charges by the average daily balance.

The various fees which you should always study and compare in detail include a fee for late payment that can be as high as $39 depending on the balance you are carrying; a $35 fee for charging over your limit; and a balance transfer fee of three percent, although this has a minimum charge of $5 and a maximum of $75.

The best use of this gas reward credit card, therefore, is to pay your balance in full each month after the expiration of the introductory rate, and to make frequent purchases at Hess, Hess Express and Wilco Hess.